Identifying The Identity Theft And Credit Card Fraud...

Identity theft is when someone, without the consent of the owner, dishonestly uses, or intends to fraudulently use another individual’s personal identity. Personal identifying information can consist of an individual’s name, date of birth, driver’s license number, mother’s maiden name, state identification number, telephone number and other personal information that an individual can be identified with, such as a birth certificate or Social Security number. People who commits this form of fraud is committing a third-degree felony. Proceeding through the system as a victim of identity theft can be an extensive and confusing process. It is important for individuals to keep track of the actions they take and retain a record of their progress, as they contact law enforcement, financial institutions and creditors. If individuals make any decisions regarding their case or decide to talk to investigators without counsel’s advice, they may hurt their opport unity to defend themselves against any identity theft charges. Florida is number one in the country when it comes to overall identity theft and credit card fraud complaints, and actually has been for quite a while. In terms of specific locations, South Florida has the highest rate of identity theft among metro areas in the entire nation. Identity theft is so common and such a huge issue there. This is evident since there was more than twice as many identify theft complaints in South Florida than in Seattle, which is the metro areaShow MoreRelatedIdentity Theft1365 Words   |  6 PagesThe Dangers of Identity Theft Sharae Ernst IFSM 201 – Summer 2012 8/3/2012 â€Å"Identity theft occurs when someone uses your personally identifying information (PII), like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.† (Fighting Back Against Identity Theft: Federal Trade Commission). According to the Federal Trade Commission, identity theft complaints have decreased since year 2008 (314,521 to 250,854). It is estimated by theRead MoreIdentity Theift Essay1672 Words   |  7 PagesIdentity theft is a term used to refer to all types of crime in which someone wrongfully obtains and uses another persons personal data in some way that involves fraud or deception, typically for economic gain. Unlike your fingerprints, which are unique to you and cannot be given to someone else for their use, your personal data  ¬ especially your Social Security number, your bank account or credit card number, your telephone calling card number, and other valuable identifying data  ¬ can be usedRead MoreIdentity Theft And Its Impact On The State Of Florida1276 Words   |  6 PagesIdentity theft is a negative issue in the entire United States, but the state of Florida is where it is most common and where there is the most cases. Due to Florida having the most identity theft complaints, it is important to question just how vulnerable the state is to this form of fraud. However, it is evident that Florida needs to find more efficient ways to limit identity theft drastically, since it has led the nation in identity theft for the past three years. This paper will examine the stepsRead MoreIdentity Crimes : As Common As Death And Taxes1099 Words   |  5 PagesIdentity Crimes: As Common as Death and Taxes With the rise in the need for the convenience of online shopping and bill pay, identity theft has become a more prevalent issue around the world. Identity theft is a type of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud of deception, typically for economic gain (Identity Theft). In 2009, approximately 13.9 million Americans were victims of some form of identity theft (Theoharis). StudiesRead MoreIdentity Theft Is Not A New Type Of Crime776 Words   |  4 PagesMerriam-Webster defines identity theft as the illegal use of someone else s personal identifying information (such as a Social Security number) in order to get money or credit. The United States Department of Justice says identity theft is, â€Å"The short answer is that identity theft is a crime. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person s personal data in some way that involves fraud or deception, typicallyRead MoreFraud : A Broad Spectrum Of Individuals At Any Time1238 Words   |  5 PagesFraud can affect a broad spectrum of individuals at any time. Companies and consumers are losing billions of dollars every year. The effects of such deceptions can way heavily on companies and consumers. Fraud can be committed in many different ways. It can range from employee embezzlement to email scams. With increasing frequency, fraud continues to occur. No matter what the news reports, without proper controls; fraud will still occur. Proper controls and training need to be put in place at companiesRead MoreBest Practices For Preventing Identifying And Reporting Internet Fraud Essay1590 Words   |  7 PagesBest Practices for Preventing, Identifying and Reporting Internet Fraud The Internet plays critical roles in the fabric of today s society, and people use their computers and mobile devices for business, social contact, recreation playing games and many other activities. However, everyone faces cyber crime risks when using their computersm and these perils range from phishing to investment fraud. People use their computing devices to work, buy products and services and store vital personal informationRead MoreWhat Is Cyber Crime?1424 Words   |  6 Pagescan be considers as target when the crime is directed to the computer. In addition, cyber crime also includes traditional crimes that been conducted with the access of Internet. For example hate crimes, telemarketing Internet fraud, identity theft, and credit card account thefts. In simple word, cybercrime can be defined as any violence action that been conducted by using computer or other devices with the access of internet. This action can give harmful effects to other. Report made by authoritiesRead More Internet Fraud and Identity Theft Essay1176 Words   |  5 PagesInternet Fraud and Identity Theft The Internet is not just a medium for information; it is a tool for communication. Creating a new social sphere and environment, the Internet allows virtually anyone to be a participant. Chat rooms, discussion boards, instant messaging services and e-mail are all mediums that allow individuals to engage in communication. However, although the Internet is a public domain, individuals do not have to honestly represent themselves. Many individuals use false namesRead More The Government Struggle to Combat Identity Theft Essay4278 Words   |  18 Pagesout as particularly frightening: identity theft. The ability of a criminal to completely co-opt the identity of another person strikes at the very core of individuality. No longer can the victim be assured that his place in the world is singular and unique, dependent on his actions alone; rather, he is subject to sudden and dramatic changes, all at the behest of an actor who he – in all likelihood – does not even know. No ting the progressing trends of identify theft crimes in the last few years,